Tailored Solutions for Every Stage of Life
Why Both?
When mortgage and insurance advice come together, We’ll make sure they work together to protect your future, not complicate it.
That’s the Vault & Vine difference!
Mortgage Advice
Whether you're buying, refinancing, or investing, we find lending solutions that align with your goals—not the bank’s. Our tailored approach ensures clarity, competitive rates, and confidence at every stage.
We work with a wide panel of NZ lenders to get you sharp rates and terms that fit. Whether you're buying your first home, refinancing, or building wealth, we’ll guide you through with confidence.
Insurance Advice
From life to home to income protection, our advisors craft policies that actually fit your life. No jargon, no pressure—just real protection you can rely on.
Life happens—be ready for it. We help you choose the right personal and property insurance so you’re covered when it counts. Life, Health, Income, Trauma and House—we’ve got you sorted.