First Home Buyers Hub
Welcome to the First Home Buyers Hub at Vault and Vine. We are here to help you navigate the process of buying your first home with confidence and ease. Whether you are just starting to save for your first home or ready to take the next steps towards homeownership, we have the expertise and resources to guide you every step of the way.
Understanding KiwiSaver for First Home Buyers
KiwiSaver can be a powerful tool for first-home buyers in New Zealand, especially when it comes to accessing your KiwiSaver funds for your first home purchase. Our team will help you understand the withdrawal process, and benefits of using KiwiSaver to achieve your dream of home ownership.
First Home Buyers Hub
Your Step-by-Step Guide to Getting on the Property Ladder
Buying your first home in NZ can feel overwhelming—but we’re here to break it down and walk beside you.
What We Help With:
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Checking borrowing power
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KiwiSaver withdrawal guide
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Deposit structure + gifted funds
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Working with lawyers, agents, and lenders
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Navigating banks vs non-bank lenders
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Structuring your home loan for future flexibility
Free Tools & Downloads
Empowering You to Make Smart Moves
Guides available (please contact for your free guide):
- First Home Buyer Checklist (PDF)
- Home Loan Jargon Buster (PDF)
- Insurance Cover Essentials (PDF)
- KiwiSaver Withdrawal Guide (PDF)