Mortgage & Insurance advice, with heart.
At Vault & Vine, we specialize in guiding New Zealanders through the big decisions
whether it's finding the right home loan, protecting your whānau, or both.
We're client-focused, and proud to offer expert advice with a personal touch.
Comprehensive Guidance, All Under One Roof
Mortgage Advice:
Whether you're buying, refinancing, or purchasing an investment property, we find lending solutions that align with your goals. Our tailored approach ensures clarity, competitive rates, and confidence at every stage.
Insurance Solutions:
From life to trauma to income protection, our advisors craft a solution that actually fits your life. No jargon, no pressure—just real protection you can rely on.
Why Both?
When mortgage and insurance advice come together, we make sure they work together to protect your future, not complicate it.
That’s the Vault & Vine difference!
Mortgage Advice
we find lending solutions that align with your goals. Our tailored approach ensures clarity, competitive rates, and confidence at every stage.
We work with a wide panel of NZ lenders to get you sharp rates and terms that fit. Whether you're buying your first home, refinancing, or building wealth, we’ll guide you through with confidence.
Insurance Advice
Life happens—be ready for it. We help you choose the right personal and property insurance so you’re covered when it counts. Life, Health, Income, Trauma and House—we’ve got you sorted.
Frequently Asked Questions
“Working with Vault and Vine has been a game changer for my future. Their team is knowledgeable, responsive, and truly cares about my financial well-being.”
Keen for a Chat?
Let’s kōrero—obligation free, of course.
About us
Local Advisors. Real Connections. Honest Advice.
Vault & Vine was founded with a simple goal: to offer genuine, trustworthy advice without the sales pitch. Based in New Zealand, we understand the local property and insurance landscape inside out.
We take the time to understand your goals, simplify the process, and support you from first enquiry to final signature—and beyond. Whether you’re a first-home buyer, growing your family, or planning ahead, we're here for the long haul.